List of Articles Farhad Nazari zadeh Article 1 - Compilation of Avatar Development Roadmap in Iranian Banking with the Life Cycle Approach of System Development and Human-Computer Interaction 10.66224/jist.49601.13.52.300 Amir Bahador Morovat Farhad Nazari zadeh Ahmad Haghiri Dehbarez Journal of Information Systems and Telecommunication (JIST) , Issue 4 , Year , Autumn 2025
