فهرس المقالات Shahram Babaie المقاله 1 - A survey on NFC Payment: Applications, Research Challenges, and Future Directions 20.1001.1.23221437.2023.11.43.1.0 10.61186/jist.15994.11.43.232 Mehdi Sattarivand Shahram Babaie Amir Masoud Rahmani Journal of Information Systems and Telecommunication (JIST) , العدد 3 , السنة 11 , تابستان 2023